3. If you are ever going to break out of your tight financial situation, and not be the type of person who lives from hand to mouth, you need to develop a culture of saving, yes! you need to save. No matter how little, you can make up your mind to save between 10 and 20 percent of your earnings. In the event that you lose your job, or an emergency comes up, you will have something to fall back on.
4. Pay your Tithe and Give cheerfully. The saying “Givers Never Lack” is one of the most accurate sayings ever. Try it and you will be surprised, it works like magic! grin