5. Dedicate a Fraction of your stipends to self development. Your chances of getting a better paying job will definitely increase if you have more skills, certifications, etc.
6. Check your Relationships!! Guys, is your girlfriend milking you dry? Girls, is your boyfriend feeding of you continously? The hard truth is that if you are going to move ahead, you need to cut off those that are constantly pulling you back. If they truly cared about you, they wont keep demanding, knowing fully well you don’t earn that much.