3. LEVERAGING ON POS EASY PURCHASE ACCESS
If you always use your card to pay for things, it’s a lot easier to spend more than you intend to because you aren’t seeing the money. You just press some buttons and boom, purchase made.
You might not be so liberal with your funds if you had to watch the cash leave your wallet. Many of us smile as we make our online purchases but feel a bit surprise when the bank send us our statement of account or SMS alert.
Make a scale of preference, always review your monthly income and expenditure